The P2P lending (Peer-to-Peer Lending) is a method of investment that consists of lending your money directly to businesses or individuals via an online platform, without going through a traditional bank. This asset class of private debt can target attractive returns in exchange for a risk of illiquidity and default.
This dossier centralizes the information needed to understand this market. You will find technical explanations to analyze risks, select your loans and diversify your capital via P2P lending in order to generate regular income streams.
How P2P Lending Works
Understanding P2P Lending
This technical guide explains what P2P lending (often called Crowdlending) is. It details the contractual mechanics of loans, the calculation of interest and the risks of capital loss. Essential reading to master the basics of private debt and understand how to diversify your portfolio away from public markets.